Rural agrifintech — Agboville · Côte d'Ivoire

Côte d'Ivoire's first rural agrifintech one-stop shop

Cooperative finance + agritech + market access + training, available on 2G phones and in local languages (Agni, Abbey, Mooré, Baoulé and several other languages spoken in Côte d'Ivoire) — so food crops are no longer sold at a loss and land is no longer sold off. Born in Agboville, the solution is designed to scale across all of Côte d'Ivoire.

SARL — being incorporated Pilot launch 2027
07:45 2G *760# SIGNÉ SIGNÉ FINANCE 1. Save money 2. Apply for credit 3. My balance 4. Choose my language Reply… Preview — service planned 2027 CANCEL SEND
Our interface is not an app: it's the 2G phone already in farmers' pockets.
Why we exist — rural reality in Agboville, Côte d'Ivoire
60,000
rural people living more than 15 km from a bank
40%
of food crops sold below value for lack of market access
1,000
young people dropping out of school every year
80%
of households with no secure savings
0
our goal: zero plots of land sold to pay school fees
The ecosystem — 2 pillars, 9 subsidiaries

Two founding pillars, one single counter

SIKEWA brings together in one place what rural communities must today seek in the city: the bank, the school, the market and technical advice.

DRSSFD licence under review

SIGNÉ SIGNÉ FINANCE

An OHADA-law savings-and-credit cooperative with a fintech backbone, designed for farmers with little or no literacy.

  • Secure savings via USSD *760#, working on 2G, no internet required
  • Income-generating loans up to CFA 1.3 million, no land collateral: joint guarantee groups
  • Cooperative governance: 1 member = 1 vote
  • Mandatory training before any loan
Pilot opening 2027

ATIDJE SCHOOL

The school of the trades of the future

An agritech vocational school on a 2,500 m² titled plot in Atidjé (land certificate ACD No. 2025/ATD/0872).

  • Audio-based training in Agni, Abbey, Mooré, Baoulé and several other languages spoken in Côte d'Ivoire
  • Climate-smart practices taught with ANADER technical support
  • Guaranteed job outlets within the ecosystem's subsidiaries
  • Locked "School fees" savings so no family ever sells land to educate a child

See the 9 subsidiaries →

Our promise to funders
€1 = €15

Every euro of grant funding mobilises fifteen euros of local savings, traced end-to-end by the SIGNÉCONNECT CI platform. A measurable, verifiable leverage effect, replicable across all of rural Africa covered by 2G.

Target impact over 3 years — 2029 horizon
6,000
cooperative members, 50% women
800
supported income-generating loans
400 Ha
farmed with climate-smart practices
300
jobs created for rural youth
-50 T
of CO₂ avoided, 9 SDGs covered
In the field

The people we are building for

From Agboville to all of Côte d'Ivoire: women farmers, young people and rural families at the heart of the model. (Illustrations — to be replaced with real photos from the Atidjé site at go-live.)

Productrice ivoirienne au cœur d'un champ de maïs, portant un boubou traditionnel coloré
An Ivorian woman farmer in her maize field — 50% of targeted members are women.
Ivorian farmers harvesting pineapples and filling crates in the field
Collective aggregation: harvesting, packing and selling together instead of to the first middleman.
*760#
A 2G phone is enough: savings and credit via *760#, in local languages.
Hands holding soil with seedlings growing on stacks of coins
The SIKEWA principle

Savings that stay in the village

Every franc saved through *760# stays in the community: it funds a neighbour's loan, a young person's training, next season's harvest. That is the cycle we want to set in motion.

Are you an impact fund, an institution or a foundation?

Our full dossier — business plan, business model, 3-year action plan and €258,000 seed requirement — is available on request. Built to the standards of GSMA Innovation Fund, IFAD, UNDP, MasterCard Foundation and climate funds.